TargetFin Consulting Private Limited is a financial services and loan consultancy company working as a financial advisor and DSA channel partner with leading banks and NBFCs. We do not represent any single bank. Our role is to understand customer needs, evaluate eligibility, compare multiple financial institutions, and help clients choose the most suitable product.
At just 23 years of age, Harihar Kumar is not just the Founder of Targetfin Consulting Private Limited — he is the symbol of what determination, discipline, and unbreakable willpower can create, even when someone starts from nothing.
He comes from a small village in a jungle area, a place where dreams are usually limited by lack of resources, exposure, and opportunities. His father ran a small shop, and with his hard work, honesty, and sacrifices, he made sure that his son could go to school and dream bigger than their circumstances.
Harihar grew up watching struggle every single day. He learned very early in life that:
“Nothing is guaranteed in life, except the result of hard work.”
Before business, before success, before titles — his life was shaped by discipline.
He earned the NCC C Certificate (Alpha Grade) and became a National Level Rifle Shooting Player. Shooting taught him something that later became the foundation of his business mindset
Harihar is currently pursuing MBA in Banking & Finance, not just for a degree, but to build real knowledge, real systems, and a real institution.
When he entered the world of banking and NBFCs, he saw something very painful:
People were not failing because they were incapable.
They were failing because they were misguided.
If I ever build a company, it will be built on truth, clarity, and trust.
Targetfin Consulting Private Limited was not born to be just another loan agency.
It was born with a promise:
“Every customer deserves the right loan, the right advice, and the right guidance — without manipulation, without lies, without confusion.”
I started from a place where facilities were limited, but my dreams were not. I am still on my journey. I am still building. But one thing is sure — I will never stop.
If you are reading this and you think your background is holding you back, remember: Your background does not decide your future. Your decisions do.
This is not the story of a rich man building a company.
This is the story of a young man building his destiny.
At TargetFin Consulting Private Limited, we focus on providing honest, transparent, and customer-friendly financial guidance. We are an independent financial advisor and not tied to any single bank, which allows us to compare multiple banks and NBFCs to find the most suitable option for your profile. Our team understands your requirements, checks eligibility, and supports you through the complete process from application to loan disbursement. With simple documentation, clear communication, and a wide range of loan, investment, and insurance solutions under one roof, we make financial decisions easy, stress-free, and reliable for our customers.